It is a challenging task to make a claim under an income protection insurance policy or one that allows a payment for total and permanent disability.
The policy documents and claim forms are often very detailed and complex.
Usually, detailed medical evidence is required, together with financial records and other material that may be requested by the insurer.
It is a David and Goliath battle and if you find yourself in this situation either injured or suffering from ill-health you will be up against a large insurer with substantial financial resources.
Complicating matters, is that if you live in Adelaide you will usually be dealing with interstate insurers who have no South Australian office, meaning that there is no opportunity for a face to face meeting, and communication is restricted to telephone, email or fax.
To make matters worse, recent publicity has shown that in many cases insurers take an unfair approach, often rejecting or delaying perfectly valid claims.
DBH Lawyers has considerable experience in representing and advising people who are pursuing these sorts of insurance claims.
We offer a no obligation free first interview, and are often able to take on the case on a ‘no win, no fee’ basis.
So if you think you may have a claim, get in touch with us today and we can represent you during what can be a very challenging and stressful time.